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The impacts of the housing crisis on people of different ethnicities

Author: Positive Money

This new analysis from Positive Money finds that Black, Asian and minoritised are bearing the brunt of the housing crisis.

Using data from the 2021 Census, the briefing analyses the impact of low home ownership rates on different ethnic groups. It finds that Black, Asian and minoritised households are less likely to own their own home and more likely to live in overcrowded conditions. It also finds that this problem is particularly acute for these communities in London.

The report illustrates a two-tier housing system. On the one hand, an expensive system of homeownership; on the other, a precarious, unaffordable and dangerous rental sector, that the majority of Black, Bangladeshi, Mixed Race, Arab, Roma and Traveller households have little option but to live in.

The briefing sets out the urgent need for serious long term plans from policymakers that halt the invasion of our homes by financial interests, grow the social housing stock, and protect people from poor quality, unaffordable and overcrowded homes.

It follows on from Positive Money's report 'Banking on Property', which looks at the root causes of home ownership becoming out of reach for so many people and starts to explore positive proposals for change.

Positive Money Housing and Ethnicity Report Cover

24 April 2023

The impacts of the housing crisis on people of different ethnicities